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Get the Best Health Insurance Plan Online in India





Most Popular Policies of SBI General Insurance

  • SBI Health Insurance Policy
    This health plan provides utmost financial protection to policyholders in time of hospitalization and other treatment expenses.
    Key features of health insurance plan
    • No sub-limits on room & ICU rent
    • Zero limit on doctor’s fees
    • add-on covers available
    • Availability of flexible plans
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  • SBI Motor Private Car Insurance Plan
    The plan provides coverage to the policyholders' own vehicle and damage and loss of third party cars.
    Key features of Private Car Insurance Plan
    • Coverage available against third party liabilities
    • Damages to policyholders' own vehicle is covered
    • Personal accident coverage is available
    • Availability of add-on covers
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  • SBI Long Term Home Insurance Policy
    This home insurance plan offers complete and lasting protection to the residence of the policyholders.
    Key features of Long Term Home Insurance Policy
    • In-built coverage against earthquake
    • Wide range of policy tenure from 3 to 30 years
    • Optional coverage against terror act available
    • Protection available against water tanks burst, missile testing operations
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  • SBI Individual Personal Accident Policy
    This policy provides compensation against death, disabilities and loss of income of policyholders because of an Accident.
    Key features of Individual Personal Accident Policy
    • Allowance available for hospitalization with add-on cover
    • Permanent Total Disability benefit available
    • Adaptation Allowance and Education Benefit available with add-on cover
    • Availability of cumulative bonus
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SBI General Health Insurance Policy

SBI General boasts an array of health insurance plans to cater to the needs of people from all walks of life. These health covers provide comprehensive coverage and a host of value-added services for a nominal premium.

Types of SBI General Health Insurance Plan

The following are the health insurance offerings of SBI General;

  • Health Insurance
  • Health Insurance -SBI
  • Arogya Plus Policy
  • Arogya Premier Policy
  • Arogya Top up Policy
  • Hospital Daily Cash
  • Critical illness Insurance Policy

Features and Benefits of SBI General Health Insurance Policies

Features >Product Sum Assured Medical Test Plan option Pre and Post Hospitalisation Expenses Special features
Health Insurance Rs.50,000 up to Rs.500,000 Not required up to the age of 45 Metro Plan, Semi Metro Plan & Rest of India 30 days before and 60 days after No sub-limits on ICU and room rent, Consultancy and Operation charges
Health Insurance -SBI Rs.100,000 up to Rs.500,000 Not required up to the age of 65 Individual & Family Floater options 30 days before and 60 days after 1 year waiting period for specified diseases,Cashless treatment in 3,000 Network hospitals
Arogya Plus Policy Rs. 1,00,000, Rs. 2,00,000 & Rs. 3,00,000 Not required up to the age of 55 Individual & Family Floater options 60 days before and 90 days after OPD expenses as per the policy schedule and 142 Day Care expenses covered
Arogya Premier Policy Rs 10,00,000 to Rs. 30,00,000 Not required up to the age of 55 60 days before and 90 days after Covers air ambulance charges up to INR 1,00,000, Maternity Expenses covered after 9 months, Covers organ donor expenses. Automatic Reinstatement of Sum Insured. Alternative treatment like Ayurveda, Unani, Siddha & Homeopathy covered
Arogya Top up Policy Rs 1,00,000 to Rs. 50,00,000, deductible option Rs. 1,00,000 to Rs. 10,00,000 Not required up to the age of 55 60 days before and 90 days after Maternity Expenses covered after first 9 months waiting period. Covers organ donor expenses. Reinstatement of Sum Insured on payment of additional premium. Ambulance expenses upto Rs. 5,000 per valid hospitalisation claim event. Alternative treatment under AYUSH covered.
Hospital Daily Cash 4 Options of daily benefit amount – Rs 500, Rs 1,000, Rs 1,500 and Rs 2,000 30 days coverage & 60 days coverage. Up to Rs.2,000 per day of hospitalisation. Up to Rs.4,000 per day of ICU hospitalisation. Up to Rs.4,000 per day of accidental hospitalisation. Up to Rs.5000 for Convalescence expenses,
Critical Illness Insurance Policy Up to Rs. 50,00,000 Two Plan Options – One year plan and 3 years plan Coverage against 13 critical Illnesses

Claim Process of SBI General Health Insurance Policy

Claims can be made in either of the two types available.

Cashless Claim

SBI Health Insurance policyholders can avail cashless treatment in any hospitals in the network of the provider .

Reimbursement Claim

If the cashless claims get rejected policyholders can make reimbursements claim after paying the hospital bill upfront.