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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of SBI General Insurance

  • SBI Health Insurance Policy
    This health plan provides utmost financial protection to policyholders in time of hospitalization and other treatment expenses.
    Key features of health insurance plan
    • No sub-limits on room & ICU rent
    • Zero limit on doctor’s fees
    • add-on covers available
    • Availability of flexible plans
    Buy now
  • SBI Motor Private Car Insurance Plan
    The plan provides coverage to the policyholders' own vehicle and damage and loss of third party cars.
    Key features of Private Car Insurance Plan
    • Coverage available against third party liabilities
    • Damages to policyholders' own vehicle is covered
    • Personal accident coverage is available
    • Availability of add-on covers
    Buy now
  • SBI Long Term Home Insurance Policy
    This home insurance plan offers complete and lasting protection to the residence of the policyholders.
    Key features of Long Term Home Insurance Policy
    • In-built coverage against earthquake
    • Wide range of policy tenure from 3 to 30 years
    • Optional coverage against terror act available
    • Protection available against water tanks burst, missile testing operations
    Buy now
  • SBI Individual Personal Accident Policy
    This policy provides compensation against death, disabilities and loss of income of policyholders because of an Accident.
    Key features of Individual Personal Accident Policy
    • Allowance available for hospitalization with add-on cover
    • Permanent Total Disability benefit available
    • Adaptation Allowance and Education Benefit available with add-on cover
    • Availability of cumulative bonus
    Buy now

SBI Health Insurance Policy

The SBI Health Insurance policy is a one of a kind policy that gives the best of all the worlds. It gives a wide range of coverage and benefits along with their specified limits and sub limits so that SBI can stay as a huge help to the benefactors of the policy through all the needs of financial dependency.

This SBI Health Insurance policy can be offered in two ways- Family Floater and Individual.

The benefits of the policy include:-

Medical Treatment which includes the room, nursing expenses and service charges Up to 1% of the total sum insured per day.
Medical treatment in the ICU Up to 2% of the total sum insured per day.
All the consultant and specialist fees; anesthesia, blood, oxygen, OT and surgical appliances charges Up to 40% of the total sum insured on a per claim basis.
Pre and Post hospitalization Up to 10% of the total sum insured on the expenses incurred 30 days prior and 60 days post the hospitalization.

The policy can be bought online from:-

To buy this policy, you can click on the link given below. The link will take you to a page where there will be a form. In this form you will have to fill up all the details that they ask for to get the policy done. After you fill up the form, you will have to upload the documents that they ask for. The scanned documents will be needed to get the policy ready.

There is an online chat option given at the site which will help you to ask any kind of query you have about the SBI Health Insurance policy to the executives of the company and they will be happy to help you with all the queries that you are having. Once they are solved, you can click on the link below to buy the policy. But keep in mind only one thing that if once you have entered a wrong attribute and it has been submitted, then the policy can be liable to be cancelled.

Some of the key features to the policy include:-

  • The best feature of the whole policy is that there is no need for any medical test for the benefactor upto the age of 45 years (especially for the people who have no medical history)
  • There are also certain add-on covers given on the policy that includes the sub limits that are put on the room rent, ICU rent, Operation charges and consultancy charges of the hospital or nursing home.
  • It is also to note that the premium that is to be paid for the SBI Health Insurance policy is exempt from the payment of any Income Tax.
  • It is also a given by the insurers under the policy that there is a facility of free medical check up for every 4 claim free years for the benefactor. The only hitch is that, the limit to the check up is that of Rs.2,500.

The exclusion criteria for the policy stands at:-

Among the exclusions to the policy, it is found that any kind of pre diagnosed diseases or rather the pre existing diseases are excluded from the policy. Apart from that, any disease that is diagnosed or rather that is contracted in the first 30 days of the commencement of the policy is excluded from the policy. Hernia, hydrocele and related diseases are another set of diseases that are too treated after a waiting period of 1 year.

Along with these, cataract, hysterectomy etc are to be covered after a period of 2 years since the commencement of the policy which is known as the waiting period. Joint replacement surgery is to be covered after a period of 3 years (the only exclusion to this exclusion is if there is an accident). Any kind of treatment done to the benefactor through alternative medicines or medicines not prescribed by the doctor is excluded from the coverage of the policy. HIV AIDS and related diseases are not included in the policy too.

The eligibility criteria for the policy are:-

Minimum

Maximum

Entry Age (in years) 18 (3 months in case of children at family floater) 65
Sum Insured (in rupees) 50,000 5,00,000

If you have liked the features and benefits provided by the policy, then what are you waiting for? You can buy the policy online with the help of credit cards or debit cards. The policy can also be bought with the help of net banking that is accepted by the site. If you have any query about the policy or about anything else from the site, then you can opt for the ‘call back’ option given on the site that will ensure that the executives of the company call you back on the number provided by you and then you will be able to ask all the questions that you need to know about. Following which, you can click on the link given below and then buy the policy online.

Sum Insured = Rs 5 lakh
  • Age (in years)
  • Deductible (in Rs)
  • 1 lakh
  • 2 lakh
  • 3 lakh
  • 91 days- 35
  • 1999
  • 1049
  • 899
  • 36-45
  • 2750
  • 1500
  • 1400
  • 46-60
  • 4813
  • 2925
  • 2170
  • 61-75
  • 10106
  • 5704
  • 3472
  • 76 and above
  • 24053
  • 14254
  • 9090