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Get the Best Health Insurance Plan Online in India





Most Popular Policies of SBI General Insurance

  • SBI Health Insurance Policy
    This health plan provides utmost financial protection to policyholders in time of hospitalization and other treatment expenses.
    Key features of health insurance plan
    • No sub-limits on room & ICU rent
    • Zero limit on doctor’s fees
    • add-on covers available
    • Availability of flexible plans
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  • SBI Motor Private Car Insurance Plan
    The plan provides coverage to the policyholders' own vehicle and damage and loss of third party cars.
    Key features of Private Car Insurance Plan
    • Coverage available against third party liabilities
    • Damages to policyholders' own vehicle is covered
    • Personal accident coverage is available
    • Availability of add-on covers
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  • SBI Long Term Home Insurance Policy
    This home insurance plan offers complete and lasting protection to the residence of the policyholders.
    Key features of Long Term Home Insurance Policy
    • In-built coverage against earthquake
    • Wide range of policy tenure from 3 to 30 years
    • Optional coverage against terror act available
    • Protection available against water tanks burst, missile testing operations
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  • SBI Individual Personal Accident Policy
    This policy provides compensation against death, disabilities and loss of income of policyholders because of an Accident.
    Key features of Individual Personal Accident Policy
    • Allowance available for hospitalization with add-on cover
    • Permanent Total Disability benefit available
    • Adaptation Allowance and Education Benefit available with add-on cover
    • Availability of cumulative bonus
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SBI General Home Insurance Policy

The home insurance policy offered by SBI General is known as Long Term Home Insurance Policy. The Long Term Home Insurance Policy provides complete protection to the home and assets of the policyholders.

Key Feature of SBI General Home Insurance Policy

  • This home insurance policy can be availed for a minimum 3 years and a maximum 30 years
  • In-built coverage is available against earthquake
  • The premium of SBI General home insurance policy depends on location and duration of Insurance Policy.

Coverage of SBI General Home Insurance Policy

SBI General home insurance policy offers coverage for loss and damage of household structure and items due to the following list of natural and man-made disasters;

  • Fire
  • Earthquake
  • Lightning
  • Bush Fire
  • Aircraft Damage
  • Explosion or Implosion (excluding boilers , economizers, pressure vessels)
  • Strike, Riot, Malicious Damage
  • Damage due to impact
  • Storm, Typhoon, Cyclone, Tempest, Tornado, Hurricane, Flood and Inundation
  • Rockslide and Landslide
  • Overflowing and Bursting of pipes, apparatus, water tanks
  • Automatic Sprinkler Installations Leakage
  • Missile Testing Operations
  • Coverage on terrorism is available on additional payment

Exclusion of SBI General Home Insurance Policy

  • War
  • Contamination and pollution
  • Consequential losses
  • Nuclear group of perils
  • Forest fire
  • Loss due to willful acts
  • Damages due to gross negligence
  • Destruction caused by own fermentation
  • Damages due to natural heating or spontaneous combustion
  • Destruction due to centrifugal forces
  • Loss of unspecified currency, cheques, documents, precious stones etc.
  • Theft at the time of or after peril
  • Natural convulsions like eruption of volcano
  • Property burning by Public Authority
  • Mechanical and Electrical Breakdown