- No sub-limits on room & ICU rent
- Zero limit on doctor’s fees
- add-on covers available
- Availability of flexible plans
Most Popular Policies of SBI General Insurance
- SBI Health Insurance Policy
This health plan provides utmost financial protection to policyholders in time of hospitalization and other treatment expenses.
Key features of health insurance plan
- SBI Motor Private Car Insurance Plan
The plan provides coverage to the policyholders' own vehicle and damage and loss of third party cars.
Key features of Private Car Insurance Plan
- Coverage available against third party liabilities
- Damages to policyholders' own vehicle is covered
- Personal accident coverage is available
- Availability of add-on covers
- SBI Long Term Home Insurance Policy
This home insurance plan offers complete and lasting protection to the residence of the policyholders.
Key features of Long Term Home Insurance Policy
- In-built coverage against earthquake
- Wide range of policy tenure from 3 to 30 years
- Optional coverage against terror act available
- Protection available against water tanks burst, missile testing operations
- SBI Individual Personal Accident Policy
This policy provides compensation against death, disabilities and loss of income of policyholders because of an Accident.
Key features of Individual Personal Accident Policy
- Allowance available for hospitalization with add-on cover
- Permanent Total Disability benefit available
- Adaptation Allowance and Education Benefit available with add-on cover
- Availability of cumulative bonus
SBI Long Term Home Insurance Policy
The SBI Long Term Home Insurance policy is just as the name suggests a long term home insurance policy that secures the home and gives a lending hand in case any damage occurs to the home due to any kind of forces, irrespective of the fact that the force is external or internal. This one of a kind policy is something that should be opted for if the customer needs a secure home. The details of the policy are mentioned below.
The benefits given by the policy are:-
- Any kind of loss, damage or any destruction that is caused to the benefitted home due to aircraft, space ships or any kind of items fallen off the aircraft is covered by the policy.
- Riots, strikes and any other malicious acts are also covered by the policy in a large way.
- If there is any damage to the benefitted home due to storm, cyclone, flood or any other natural calamities then the policy is bound to cover the expenses that would be incurred.
- The bursting of pipes, gas, water tank overflow are also among the things that are to be covered by the policy.
You can buy the policy from:-
The best part about all the features and benefits given by the policy is that they are long lasting. If you are eager enough to buy the policy, then click on the link given below. The link would bring you to a form that you would have to fill up to get the policy at your doorstep. You can also opt for the call back option that is given by the website.
It allows the customers and to be customers to chat with the officials of the company so that they can answer all the queries that are there in the minds. Once they are solved, you can click on the link below to buy the policy. But keep in mind only one thing that if once you have entered a wrong attribute and it has been submitted, then the policy can be liable to be cancelled.
The exclusions to the policy are:-
Any kind loss or destruction to the works or art or unset stones is not covered by the policy. The only exception to the rule is that the articles below Rs.10,000/- are covered and exceeding the amount is not covered by the policy. If there is any kind of loss or damage to the electrical machines, apparatus etc then those are not covered by the policy. If there is any loss by theft to the home during or after the occurrence of any insured peril, then that is not covered by the policy.
The amount of premium when there is a long term policy for dwellings:-
Duration of the policy
Amount of Premium to be charged
|3 Years of policy period||3 Years of premium in advance with a 15% discount|
|4 years of policy period||4 years of premium in advance with a 20% discount.|
|5 years to 7 days of policy period||5 years to 7 years of premium in advance with a 25% discount.|
|8 years to 10 years of policy period||8 years to 10 years of premium in advance with a 30% discount.|
|11 years to 15 years of policy period||11 years to 15 years of premium in advance with a 35% discount.|
|16 years to 20 years of policy period||16 years to 20 years of premium in advance with a 40% discount.|
|21 years to 30 years of policy period||21 years to 30 years of premium in advance with a 45% discount.|
You can buy the policy from the given link. The link will also give you the details regarding the policy and all you got to know about it. You can also opt for a call back facility which will give the agents of the company call you and give you all the details you need about the policy and much more. You can also buy the policy online and get the quotes about the policy from the link below. The only thing you need to take care is that there should not be any mistakes while filling up the form, if there is any then the form might get cancelled.
Policies offering similar products from another company:-
TATA AIG Home Coupon
TATA AIG InstaChoice Home Insurance
TATA AIG Home secure Supreme