- No sub-limits on room & ICU rent
- Zero limit on doctor’s fees
- add-on covers available
- Availability of flexible plans
Most Popular Policies of SBI General Insurance
- SBI Health Insurance Policy
This health plan provides utmost financial protection to policyholders in time of hospitalization and other treatment expenses.
Key features of health insurance plan
- SBI Motor Private Car Insurance Plan
The plan provides coverage to the policyholders' own vehicle and damage and loss of third party cars.
Key features of Private Car Insurance Plan
- Coverage available against third party liabilities
- Damages to policyholders' own vehicle is covered
- Personal accident coverage is available
- Availability of add-on covers
- SBI Long Term Home Insurance Policy
This home insurance plan offers complete and lasting protection to the residence of the policyholders.
Key features of Long Term Home Insurance Policy
- In-built coverage against earthquake
- Wide range of policy tenure from 3 to 30 years
- Optional coverage against terror act available
- Protection available against water tanks burst, missile testing operations
- SBI Individual Personal Accident Policy
This policy provides compensation against death, disabilities and loss of income of policyholders because of an Accident.
Key features of Individual Personal Accident Policy
- Allowance available for hospitalization with add-on cover
- Permanent Total Disability benefit available
- Adaptation Allowance and Education Benefit available with add-on cover
- Availability of cumulative bonus
SBI Travel Insurance Policy
The SBI Travel Insurance policy is the child of the SBI General Insurance. This policy covers all the losses for the benefactors who are travelling for any reason. The reason of the policy can be pure business or it can also be official. It also covers the benefactors who are foreign nationals and are working in India. The policy can be bought in two types-
- Single Trip.
- Multi Trip.
Claims are paid when there are:-
|Loss of passport||Loss of checked baggage||Missed connection|
|Delay of checked baggage||Bail Bond||Trip Curtailment|
A payment of 50% of the limit of the cover which is under the section (A) or 2,00,000 on the basis of whichever is lower with a deductive of $100.
You can buy the policy online:-
The SBI Travel insurance Policy is one such policy which covers the travel expenses and the damages to the benefactor and his dependents after a travel accident. The features and benefits given by the policy are such that the benefactors and other customers would be eager to buy the policy. To buy the policy, you don’t need to visit their office; instead you can buy the policy online. The link given below would take you to a form which you will have to fill up to get the policy.
While filling up the form, always remember that one wrong credential in the form might also make the form eligible to a cancellation and you might have to go through the whole process yet again from the beginning. For any query that you might have regarding the policy or the company or any other thing, then you can opt for the call back and chat now facilities that are given in the website itself. These would allow you to get all the queries about the policy answered, and then you will be able to buy the policy from the link given below.
A few exclusions to the policy include:-
If the benefactor is travelling against the advice of the physician that he or she is getting treated under then the expenses incurred will not be borne by the policy. There will also be no claim paid to the benefactors who are for the purpose of getting their treatment done. Suicide, attempted suicide, irrespective of the fact that the benefactor is mentally sane or not is barred from the coverage of the policy.
HIV AIDS and related diseases are one of the exclusions of the policy. If the benefactor is to take part in Naval, Military etc and they suffer expenses or losses, and then the policy is not bound to pay any kind of claim for that. The insurance policy also doesn’t cover any kind of losses that are incurred due to ionizing radiation, toxic, explosive etc. Pre existing diseases are something which is not covered by the policy.
The exclusions to the policy also include any kind of travel done by the benefactor in any other kind of aircraft which is not legal or which is not licensed to carry passengers at any cost. It goes without saying that if the benefactor is engaging himself or herself in any kind of criminal activities then the policy is not bound to pay any kind of claim for that.
The eligibility criterion for the policy is:-
Who can take?
|Details||Indian residents for business or official purposes & holiday purposes.||
|Details||Foreign Nationals who are working in India||
|The age limit (In years)||
|6 months||70 years|
The policy is for online buying. If you posses either a credit card or a debit card you will be able to buy the policy directly from the SBI website. Net banking is also a feature that the SBI Travel Insurance policy gives to the customers who want to buy the policy. Along with these facilities there is also another facility that the company gives to the customers. The facility is that of call back. In this facility, the customers are given a contact form which they will have to fill up with their credentials and their phone number and the executives of the company would call them back to solve their queries. Following which, you can click on the link given below to buy the policy.